Cheap Car Insurance Quotes With Afforfable Rates and Discount

Cheap Car Insurance Quotes With Affordable Rates and Discount -

Cheap Car Insurance Quotes With Affordable Rates and Discount – What details do I need to get a cheap car insurance quote?
Details of the car Icon representing a car

The car’s number plate is useful, but not essential. Please declare any modifications.
No-claims bonus (NCB) Icon of a piece of paper with writing on it

Details of your NCB in years. You can request this from your insurance provider.
Details of any other drivers Icon of two people

You’ll need other drivers’ names and licence details to add them to any policy.
Driving licence & convictions Icon representing a driving licence

Type of licence; how long you’ve had it; details of any points or disqualifications from the last 5 years.
Previous claims or accidents Icon of a piece of paper with a pound symbol

Date, claim cost and accident type for any accidents or claims in the last 5 years.
Need help Icon of a question mark

No-claims bonus explained | How do I save on car insurance? | Can I drive someone else’s car? | More expert guides

If you have a pickup and are looking for insurance, you’ll need to use our van insurance process. This is because generally 4x4s are classified as cars and pickup trucks are not due to their longer wheel base and the fact they often exceed 3.5 tonnes.

What kind of insurance should I get?

When you get a quote, we’ll ask you what kind of insurance you’re looking for. There are three main levels of cover to choose from:

Third-party only Icon of a piece of paper with three people

The lowest level of cover available. It insures you against damage caused to someone else or their property, including your passengers, as the result of an accident. It doesn’t cover your car against repair or replacement.
Third-party, fire and theft Icon of a piece of paper with three people

Offers the same level of cover as third-party, but also covers your car for repair or replacement if it’s stolen or damaged by fire.
Comprehensive Icon representing a checklist on a page

Offers the most protection, covering you and your car, as well as other people and their property.

We’ve covered the three levels of cover in more detail in our guide to insurance policy types.
What are the different types of insurance available?
A standard policy will usually cover a single car for 12 months. But, depending on your needs, other types are available. These include:
Multi-car Icon of two cars

Insure all the cars at your address and get a discount.
Find out more
Temporary Icon of a car with a clock

Short-term cover from one to 28 days.
Find out more
Learner Icon of a car with a learner plate

Cover for those learning to drive in their own or someone else’s car.
Find out more
Black box / telematics Icon representing black box insurance

Uses an app on your phone or box installed in your car to monitor your driving. Information such as when you drive, your speed, braking and handling is captured and shared with the insurance company to base policy prices on.
Find out more
Classic car Icon representing a classic car

Cover specifically designed for owners of classic cars. For insurance purposes, a classic car can be any car that’s older than 15 years.
Find out more
Business Icon of a car and tick

If you use your car for more than just domestic use, including business driving away from your normal place of work, you’ll need a business policy.
Find out more
How can I get cheap car insurance?

With the average comprehensive policy now costing £774 a year**, it’s more important than ever to shop around and compare prices. Even while you compare, there are things you can change that may help you get cheaper insurance:
White saloon car
Consider the car you drive Light blue icon of a car with dark blue wheels

More powerful cars tend to have more expensive accidents, can be pricier to repair and fall into higher insurance groups. Older cars with more miles on the clock, smaller engines and lower price tags usually fall into lower insurance groups.
Increase your voluntary excess Light blue icon of a driving license

Prices may change if you’re willing to a pay a little more towards any claims. Make sure to also consider any compulsory excess listed on a policy, as you’ll need to have funds available to cover the total policy excess.
Add a named driver Light and dark blue icons of people

Adding an experienced driver to your policy can lower prices. You should always list the person who drives the car most often as the main driver, and any occasional drivers as additional.
Extra security Light blue circle icon with a dark blue question mark

Increasing the security of your car above the standard manufacturer level can help, but even basics like parking off-road can affect prices.
No-claims bonus Light blue icon of a document

Building up a no-claims bonus can help shave pounds off your premium.
Telematics Icon representing black box insurance

If you’re a young or inexperienced driver, black box policies can make insurance more affordable.

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